Net banking was down for two full days, zero communication.
Customers collectively report a strong experience with Deposits, giving it a score of 3.9 out of 5, based on 100 reviews. The weakest area is Grievance redressal, with a score of 2.7 out of 5 from 128 reviews. Staff behaviour is also a notable strength, with a score of 3.7 out of 5 from 164 reviews. Overall, customers seem to appreciate the bank's deposit services the most.
Every rating and comment below is written by a verified member. This summary is generated from those aggregated scores and refreshed daily. It is community sentiment, not a statement of fact about the bank.
How customers rate UCO Bank
Each area is scored out of 5 by verified members who actually bank here.
| What customers rate | Score | Stars | Ratings |
|---|---|---|---|
| Staff behaviour | 3.7/5 | ★★★★★ | 164 |
| Digital banking | 3.4/5 | ★★★★★ | 120 |
| Loans | 3.6/5 | ★★★★★ | 48 |
| Deposits | 3.9/5 | ★★★★★ | 100 |
| Grievance redressal | 2.7/5 | ★★★★★ | 128 |
| Charges & transparency | 3.6/5 | ★★★★★ | 102 |
Scores are adjusted for how many people rated, so a bank with a handful of ratings cannot outrank one with thousands. Star ratings do not affect the Bankerpedia 30 ranking, which is built only from positive and negative votes.
What people are saying
Real one-line experiences, newest first.
New account opening took twenty minutes start to finish.
Opened an RD online in under ten minutes, no branch visit.
Car loan rate they quoted was the rate I actually got.
They waived the processing fee when I asked, no drama.
Raised a complaint on Monday, got a call back Tuesday morning.
App has not crashed once in eight months of daily UPI use.
Branch manager sorted my KYC update in one visit, no runaround.
Friendly staff, but the branch is understaffed on weekends.
They do resolve issues, just slower than they promise.
Digital side is average, staff more than make up for it.
FD premature closure took three visits to complete.

