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UCO Bank

Public Sector · Rank #23 on Bankerpedia 30

Rate this bank
3.5Overall / 5
270Detailed reviews
55,325Community votes
#23Bankerpedia 30
AI summary of 270 customer reviews Updated 16 Aug 2026

Customers collectively report a strong experience with Deposits, giving it a score of 3.9 out of 5, based on 100 reviews. The weakest area is Grievance redressal, with a score of 2.7 out of 5 from 128 reviews. Staff behaviour is also a notable strength, with a score of 3.7 out of 5 from 164 reviews. Overall, customers seem to appreciate the bank's deposit services the most.

+ Deposits+ Staff behaviour− Grievance redressal

Every rating and comment below is written by a verified member. This summary is generated from those aggregated scores and refreshed daily. It is community sentiment, not a statement of fact about the bank.

How customers rate UCO Bank

Each area is scored out of 5 by verified members who actually bank here.

What customers rateScoreStarsRatings
Staff behaviour 3.7/5 164
Digital banking 3.4/5 120
Loans 3.6/5 48
Deposits 3.9/5 100
Grievance redressal 2.7/5 128
Charges & transparency 3.6/5 102

Scores are adjusted for how many people rated, so a bank with a handful of ratings cannot outrank one with thousands. Star ratings do not affect the Bankerpedia 30 ranking, which is built only from positive and negative votes.

What people are saying

Real one-line experiences, newest first.

AnonymousCustomer2026-07-04
Digital 1★Grievance 2★

Net banking was down for two full days, zero communication.

Arjun MehtaCustomer2026-07-11
Staff 5★Digital 4★Deposits 4★

New account opening took twenty minutes start to finish.

Sonal TrivediCustomer29d ago
Digital 5★Deposits 4★

Opened an RD online in under ten minutes, no branch visit.

Nitin SaxenaBanker22d ago
Staff 4★Loans 5★Charges 4★

Car loan rate they quoted was the rate I actually got.

AnonymousCustomer2026-06-07
Staff 4★Loans 4★Charges 5★

They waived the processing fee when I asked, no drama.

Imran SheikhCustomer2026-06-14
Staff 4★Grievance 5★

Raised a complaint on Monday, got a call back Tuesday morning.

Ritu AgarwalCustomer2026-06-21
Digital 5★Grievance 4★

App has not crashed once in eight months of daily UPI use.

Aman GuptaCustomer2026-06-28
Staff 5★Digital 3★Deposits 4★

Branch manager sorted my KYC update in one visit, no runaround.

AnonymousCustomer2026-07-05
Staff 4★Deposits 3★

Friendly staff, but the branch is understaffed on weekends.

Arjun MehtaCustomer2026-07-12
Staff 3★Grievance 3★

They do resolve issues, just slower than they promise.

Sonal TrivediCustomer28d ago
Staff 5★Digital 3★

Digital side is average, staff more than make up for it.

Nitin SaxenaCustomer21d ago
Staff 3★Deposits 3★Grievance 2★

FD premature closure took three visits to complete.

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