Senior citizen FD rate here beat three other banks I checked.
Customers collectively report a positive experience with Bank of Baroda, particularly with Deposits, which received the highest score. The weakest area is Grievance redressal, with the lowest score among all parameters. Staff behaviour and Loans also received relatively high scores, indicating a satisfactory experience in these areas. Overall, customers seem to appreciate the bank's services, despite some concerns with grievance resolution.
Every rating and comment below is written by a verified member. This summary is generated from those aggregated scores and refreshed daily. It is community sentiment, not a statement of fact about the bank.
How customers rate Bank of Baroda
Each area is scored out of 5 by verified members who actually bank here.
| What customers rate | Score | Stars | Ratings |
|---|---|---|---|
| Staff behaviour | 3.7/5 | ★★★★★ | 168 |
| Digital banking | 3.4/5 | ★★★★★ | 123 |
| Loans | 3.6/5 | ★★★★★ | 50 |
| Deposits | 3.9/5 | ★★★★★ | 105 |
| Grievance redressal | 2.8/5 | ★★★★★ | 134 |
| Charges & transparency | 3.6/5 | ★★★★★ | 106 |
Scores are adjusted for how many people rated, so a bank with a handful of ratings cannot outrank one with thousands. Star ratings do not affect the Bankerpedia 30 ranking, which is built only from positive and negative votes.
What people are saying
Real one-line experiences, newest first.
Elderly parents were treated with real patience at the branch.
Failed transaction refunded in two days without me chasing it.
Net banking is plain but everything I need is two taps away.
Staff explained the whole FD ladder patiently, never felt rushed.
Salary account perks are genuinely useful, not just marketing.
Charges are fair for the services, wish they were clearer upfront.
Loan process was smooth, though documentation was repetitive.
Service depends entirely on which branch you walk into.
Counter staff kept sending me between two desks for one form.
Called the helpline four times, got a different answer each time.
Locker charges went up mid-year with no notice at all.

