Introduction: Ever Wondered Why Banks Are So Obsessed with KYC? If you’ve ever opened a bank account or applied for a financial product, you’ve definitely been asked for KYC — Know Your Customer. The paperwork, the ID proofs, the address verification — it can feel excessive. But have you ever stopped to wonder why banks […]

Introduction: Ever Wondered Why Your Savings Hardly Grow? You work hard, save diligently, and deposit your money in the bank hoping it will grow over time. But when you check your account, the interest earned is barely enough to cover a cup of coffee. Frustrating, right? Have you ever wondered why bank interest rates are […]

Introduction: The Convenience Trap Let’s face it — online banking is a lifesaver. You can transfer money, pay bills, and manage your finances with just a few taps on your phone. But have you ever wondered, “Is my money really safe?” With rising cases of cybercrime, it’s a question worth asking. 1. The Hidden Risks […]

Introduction: Ever Wondered Why Your Loan Application Got Rejected? Imagine this: You need a loan — maybe for a home, a car, or a sudden emergency. You confidently submit your application, but then comes the shock — your loan is rejected. Sound familiar? If you’ve ever wondered why banks seem so picky about loan approvals, […]

Fixed Deposits (FDs) are one of the most popular and trusted investment options in India. Safe, predictable, and easy to understand — that’s how they’re often portrayed. But are they really as perfect as they seem? The truth is, there’s a lot banks don’t tell you. Let’s bust some of the biggest myths around Fixed […]